When filing an insurance claim in Florida, be sure to follow these steps to ensure a smoother claims process:
1). Determine if the loss exceeds your policy deductible. In the case of water damage in the home, this is often the case, as water intrusion affects walls, floors, ceilings, tiles, and can facilitate mold damage as well. The best way to know the full extent of the damage is to arrange for an inspection via our Contact page.
2). If the damage exceeds your deductible, report the loss to your insurance company as soon as possible. Failure to act can in itself become a reason to not pay a claim, since damage only gets worse when it's left untreated.
3). Temporary emergency repairs may be needed. Boarding up the home and stopping all sources of water intrusion will be required for houses damaged by storms, winds, fires, or hurricanes.
4). Take pictures of the damaged property before emergency repairs begin. This will facilitate the claim process with your insurance company.
5). Keep a phone log of everyone you speak to regarding your claim, including the names of all adjusters involved.
Working with your Homeowners Insurance
We accept all major homeowners insurance and can help you with the claims process.
If you've incurred home water damage, call us at (800) 554-7850 or reach out to us via our contact page for an evaluation of the damage, and to initiate any emergency repairs that are needed.